How Does Missouri’s Modified Comparative Fault Rule Affect Your Personal Injury Case?
In Missouri, personal injury claims are governed by a system known as modified comparative fault. Understanding how this rule works is crucial if you have been injured due to someone else’s negligence, as it can significantly impact the compensation you may recover. At NGK Law Firm, we guide clients through these legal nuances to ensure […]
Can You File a Personal Injury Claim After a Car Accident as a Passenger in Missouri?
If you were a passenger in a car accident in Missouri, you may wonder whether you can bring a personal injury claim — even if you had no control over the vehicle. The short answer is yes: as a passenger, you generally have the right to seek compensation when someone else’s negligent driving injures you. […]
Steps You Must Take If Injured in a Semi-Truck Collision
Semi-truck collisions are some of the most catastrophic accidents on the road. Given their size and weight, commercial trucks can cause life-altering injuries, extensive property damage, and long-term consequences for victims and their families. If you’ve been injured in a crash involving a semi-truck, knowing what steps to take—right from the start—can make a major […]
Is a Wrongful Death Lawsuit Right for Your Family? Key Questions Answered
Losing a loved one is one of the most difficult experiences a family can face. When someone else’s negligence or wrongdoing causes a death, the pain can feel even more overwhelming. You might find yourself wondering if pursuing a wrongful death lawsuit is the right decision for your family. What Is a Wrongful Death Lawsuit? […]
Spotting Nursing Home Neglect During Summer Visits with Loved Ones
Summer is a time when families come together and enjoy visiting loved ones. If you have a family member in a nursing home, these warm-weather visits can bring joy but also present an important opportunity. Beyond sharing memories, it’s crucial to be mindful of their well-being and watch for signs of nursing home neglect. Unfortunately, […]
Who Can Be Held Liable When a Bus Ride Turns Dangerous?
A bus ride is supposed to be one of the safest ways to get around. Unfortunately, accidents can and do happen, leaving passengers, pedestrians, and even other drivers hurt in their aftermath. If you or someone you love has been injured in a bus accident, one big question you may be asking is, “Who is […]
Why Families Often Feel Guilty—and Why It’s Not Their Fault
Deciding to place a loved one in a nursing home is one of the hardest choices many families will make. It’s a decision rooted in love and concern but often brings waves of guilt, second-guessing, and even sadness. You might wonder if you’ve done enough or whether your loved one feels abandoned or unhappy. If […]
Are Buses Really Safer? Understanding Your Rights After a Bus Accident
Buses are often seen as a safer alternative to cars. They’re large, sturdy vehicles that transport millions of people every year—whether it’s daily commuters, students heading to school, or travelers on a long-distance route. But while buses are designed to prioritize safety, accidents still happen, and when they do, the results can be devastating. Understanding […]
The Most Dangerous Intersections in Missouri: What You Need to Know to Stay Safe”
Missouri’s roadways can be tricky even on the calmest days. But certain intersections across the state have earned a reputation for being downright dangerous. Whether you’re a lifelong Missouri resident or just passing through, knowing which intersections pose a higher risk of accidents can help you stay safe. If you’ve already been in an accident, […]
What Is My Personal Injury Case Worth?
Nature and Severity of Injuries When it comes to personal injury cases, the nature and severity of injuries are pivotal in determining the compensation you might receive. The type of injury—whether it’s a minor sprain or a life-altering spinal injury—plays a significant role in the valuation of a case. More severe injuries typically lead to […]
The Hidden Dangers of Pedestrian Accidents: Understanding Common Injuries and Staying Safe
In today’s fast-paced world, pedestrian safety is more crucial than ever. With bustling streets and ever-increasing traffic, the likelihood of pedestrian accidents has risen, making it essential for individuals to be aware of the risks and take proactive measures to protect themselves. These accidents not only have the potential to cause significant physical harm but […]
Understanding Nursing Home Neglect: Identifying and Addressing a Hidden Threat
Nursing homes are meant to be safe havens where elderly residents receive the care and attention they need. Unfortunately, not all facilities meet these expectations, and nursing home neglect is a serious issue that affects countless individuals. Understanding what constitutes neglect, how it differs from abuse, and recognizing the signs are vital steps in ensuring […]
What to Do If Someone Gives You False Insurance Information After an Accident
Every driver in Missouri is required by law to carry an auto insurance policy with at least $25,000 in bodily injury coverage and $25,000 in property coverage. The problem is, many drivers often don’t. An estimated 16% of all drivers in Missouri don’t carry any valid car insurance, according to the Information Insurance Institute. That shakes […]
Do You Have to Call the Police After a Car Accident?
Do you have to call the police after a car accident in Missouri? Yes, if there are injuries, damage greater than $500 or if the driver is uninsured. In other words, unless it’s a straightforward fender-bender with no other complications, you need to call the police. If you or someone you love was involved in […]
What to Do After a Car Accident That Wasn’t Your Fault
Car accidents are not something that happens every day. In fact, the average driver in the United States is involved in a collision only once in every 17.9 years. When crashes do happen, it can be hard to know what to do next. If you were not at fault for the crash, what should you […]
How to File an Insurance Claim Against the Other Driver
Navigating the aftermath of a car accident is never easy, and it can be especially stressful when the other driver was the reason for the crash. How do you get compensation to pay for repairs to your car, medical bills and missed time from work? It all starts with filing an insurance claim against the […]
What To Do If the Other Driver’s Insurance Company Won’t Pay
Missouri is an at-fault state. This means that if you are involved in a car crash in Missouri and another driver is responsible for causing the crash, they are obligated to pay for your car repairs and medical bills. However, sometimes, things don’t happen this way in practice. The other driver’s insurance can deny payment […]
What to Do When the Other Driver Leaves the Scene of an Accident
In Missouri, drivers are legally required to stay at the scene of a car accident until they have exchanged information with the other party, or until police have arrived. This makes it possible for drivers to exchange insurance information and for police to arrive at the scene, if needed. When the other driver leaves the […]
What Happens If You Crash a Leased Car?
If you’ve had the misfortune of being in an accident with your leased vehicle, it’s crucial to understand the repercussions and your next steps. Wondering what happens if you crash a leased car? We’ll guide you through steps you should take and things you should know — from immediate actions to insurance claims, financial responsibilities […]
What Happens If You Crash a Rental Car?
It can be stressful enough to get into a car accident, but what happens when one of the drivers was behind the wheel of a rental car? This can raise a lot of questions. Who is liable for the damages? What steps should you take immediately after the accident? And how can you navigate the […]
Can You Seek Compensation If A Friend or Family Member Crashes Your Car?
It might seem harmless to let a friend or family member borrow your car, but if that person gets into a crash while behind the wheel, things can get complicated very quickly. Will your insurance company cover repairs if someone else was driving? Will you be financially liable for damages suffered by either driver? Can […]
How Do Insurance Adjusters Determine Who Is At Fault After a Car Crash?
It’s very common to have a lot of questions after a car accident. After all, it’s not like they happen to us every day. In fact, the average motorist only needs to file a car accident insurance claim about once every 17.9 years, according to data from Fox Business. This means that when a car accident […]
How Long After a Car Accident Can I Sue?
Dealing with the aftermath of a car accident can be overwhelming, so it’s important to understand your legal options. One question you might have is: how long after a car accident can I sue? Missouri’s statute of limitations allows five years for filing car accident lawsuits related to personal injury or property damage, but only three years for wrongful […]
What Are My Chances of Winning a Wrongful Death Suit?
Winning a wrongful death suit in Missouri depends on your legal team’s ability to meet specific legal criteria. You have to prove that a person’s death was due to another party’s negligence or intentional harm. This means establishing “a duty of care” owed by the defendant to the deceased, a breach of this duty, and […]
What is a Typical Wrongful Death Lawsuit Payout?
Dealing with the loss of a loved one is an indescribable pain, which can become unbearably painful when their death is someone else’s fault. When someone dies as a result of someone else’s negligence, this is known as wrongful death. In this case, Missouri law allows certain surviving family members or a personal representative to […]
How to Recover Compensation When The Other Driver Doesn’t Have Insurance
If you are involved in a car crash in Missouri, there’s a rough one-in-seven chance that the other driver will be uninsured. That’s right. According to the Missouri Department of Insurance, more than 337,000 drivers in the state don’t carry liability insurance. That comes out to 13.7 percent of all drivers. Crashes with uninsured drivers […]
How to Prove That the Other Driver Was Speeding Before an Accident
Proving that the other driver was speeding can be a critical factor in a traffic accident case. If done correctly, it can show that the other driver breached their duty of care as a Missouri driver, and the other driver can be found at fault for the crash. This can involve collecting concrete evidence such […]
How to Exchange Insurance Information After a Car Accident
It’s important to promptly exchange insurance information after a car accident, both for protecting your rights and getting your insurance claim processed. But how do you do it? In this blog post, we’ll share tips on how to exchange insurance information seamlessly and how to proceed if the other driver resists. Armed with this knowledge, […]
Top 12 Mistakes to Avoid: What NOT to Do After a Car Accident
After a car accident, it’s easy to feel overwhelmed and make snap judgments that could thwart your legal and financial claims. In these high-stress moments, there’s little room for error. This blog post will guide you through the key missteps to sidestep after a crash. Immediately after a car crash The immediate aftermath of a […]
I’m Feeling Pain the Day After a Car Accident. What Should I Do?
If you are involved in a car accident, it’s a great idea to get yourself checked out by a medical professional as soon as possible. This is not only for your own well-being, but it’s important for seeking compensation after the crash. The easier it is to show that your injuries were caused by the […]
What to Do If Your Car Gets Towed After An Accident in St. Louis
If your car is undriveable after a crash, it will need to be towed from the scene. You may call a tow truck yourself, or if you are unable, the police will have your car towed for you. The moments after a car accident can be stressful, to say the least. You might be dealing […]
What to Do If You Get Hit by a Drunk Driver
Drunk driving accidents can be traumatic and life-altering experiences. Knowing what to do if you get hit by a drunk driver is critical to ensuring that you stay safe and your rights are protected. If you or someone you love was involved in a car crash with a drunk driver, the first thing you should […]
What to Do After a Car Accident That Is Not Your Fault
Car accidents can be stressful and overwhelming, especially when you’re not at fault. You may be left with questions about what to do next and how to navigate the complex claims process to ensure you receive the compensation you deserve. If you or someone you love was involved in a car accident that wasn’t your […]
How to Correct Wrong Information on Police Accident Report
When a car accident happens, inaccuracies can sometimes appear in the subsequent police report. When errors arise, it’s very important to correct them. This is because the police report in your case can influence the results of insurance claims and legal proceedings. It’s a challenging situation, but the good news is there are established procedures […]
Who Is at Fault in an Intersection Accident?
Determining who is at fault in an intersection accident can be a complex issue. Ultimately, it comes down to identifying the driver or drivers who did not have the “right of way” at the time of the collision. Right of way refers to the privilege to proceed first in different traffic situations. The right of […]
How to File a Car Accident Lawsuit in Missouri
The fallout from car accidents can be significant. Depending on the circumstances around the crash, the victim might be faced with: Physical injuries Psychological trauma Property damage Not only can these challenges result in significant and sometimes lifelong mental and physical pain, but they can also present an overwhelming financial burden. Car repairs can be […]
Who is at Fault for a Crash When Another Car Cuts You Off?
It might be difficult to admit, but most of us will be guilty of cutting someone else off sometime in our driving careers. While this might not always lead to an accident, when it does, it’s important for insurance companies to establish fault so they know who will be responsible for paying the other party’s […]
Who is at Fault When the Police Report Doesn’t Say Who is at Fault?
A police accident report can be a valuable source of information in the days and weeks following a car accident. These reports typically include details about the crash, such as the date, time, location, evidence and description of the events leading up to the collision from the police officer that responded to the crash. However, […]
Who is At Fault In A Parking Lot Accident?
Car accidents can happen anywhere, even somewhere as seemingly harmless as a parking lot. Parking lot accidents are usually low speed and don’t result in injuries, unless the accident involves a pedestrian. However, they can result in significant property damage. Who is liable when a car accident in a parking lot takes place? In this […]
Who Is At Fault In A Right Turn Accident?
Right turns are one of those driving maneuvers that many people take for granted. We do them all of the time. However, right turns can be dangerous in the wrong conditions and they can lead to collisions. Any time a right turn car accident takes place, the insurance companies representing both drivers must decide who […]
Who Is At Fault In A Merging Accident?
When it comes to determining fault in a car accident, the key is finding out who had the right of way at the time of the crash. In the case of merging accidents, also known as lane change accidents, this can be complicated. In this blog post, we’ll explain some of the basics of fault […]
Who Is At Fault In A T-Bone Accident?
T-bone collisions can happen quickly and without warning, leaving drivers and passengers with severe injuries. If you or someone you love has been injured in a T-bone car accident, you may be entitled to compensation for your injuries, medical bills, lost wages and more. However, there first needs to be a determination of fault. Determining […]
Who Is At Fault In A Rear-End Collision?
A rear-end collision is when one vehicle crashes into the back of another vehicle. In most cases, the driver who was in the back is at fault for causing the crash. Even if the lead vehicle stops quickly, the rear driver should be following at a reasonable distance so they can stop without causing a […]
Who Is At Fault In A Left Turn Accident?
A left turn accident is when a car turns left in front of oncoming traffic and it results in a crash. Determining who is at fault in this type of collision can be complicated, since the answer may depend on several factors. Generally, who is at fault will come down to who had the right […]
What is a ‘Loss of Consortium’ claim?
When someone is injured or killed in a personal injury case, it isn’t just the injury victim that is affected. The loss of a loved one’s physical or emotional support can leave a family struggling to cope. When this happens, family members may be able to file a loss of consortium claim. A loss of […]
How to File a Wrongful Death Lawsuit Against the Police
Losing a loved one is never easy, and it is especially difficult when wrongful death is involved. We expect police officers to serve and protect. Law enforcement officials are empowered with the tools and authority to enforce the law, but importantly, they cannot infringe on our constitutionally guaranteed rights. If their actions lead to the […]
Who Is At Fault for a Car Crash On An Icy Road?
Car crashes that occur on snowy or icy roads can be complicated. They often involve multiple parties and many factors. This can raise the question of who is ultimately at fault when a car crash happens in winter weather. For example, if a car skids on an icy road and hits another car, who is […]
Missouri’s Traffic Laws – What You Need to Know
Good driving is all about following the rules of the road and being aware of your fellow drivers. Anytime something goes wrong, it’s often the case of a driver misunderstanding or disregarding Missouri’s traffic laws. Then, when a car crash makes it to the insurance company or courtroom, they will use Missouri’s traffic laws to […]
What’s the Average Car Accident Settlement Amount in Missouri?
Car accidents can be devastating. Depending on the circumstances around the crash, crashes can lead to lifelong injuries, costly medical expenses and extensive property damage. If you or someone you love has been injured in a Missouri car accident, you might be wondering: What’s the typical car accident settlement amount? The answer is that it […]
Missouri Helmet Laws: What You Need to Know
Missouri’s helmet laws have recently changed. If you plan to head out on your motorcycle anytime soon, you should be aware of how these changes affect you. Prior to the recent change, all motorcycle operators and passengers were required to wear helmets on Missouri roadways. However, the helmet law was updated in 2020 to stipulate […]